Professional Appraisers of Texas, Inc. - The Premiere Appraisal Firm of Texas. We provide residential real estate appraisals and valuation services throughout the Rio Grande Valley, Tyler, Longview, DFW, and Houston metro areas. If you need a home appraisal, a third-party inspection with floor plan drawing, or valuation services, we can help. Contact Professional Appraisers of Texas today to order your accurate home valuation.Learn More About Us
We work with lenders, realtors, brokers, buyers, and sellers to provide fast and accurate mortgage appraisals. Our full staff helps ensure the process runs smoothly and the appraisal report is delivered quickly.
Divorce is stressful. Dividing assets can increase tension. That’s why we help ensure everyone involved is treated fairly by providing unbiased, reliable divorce appraisals to family lawyers and individuals.
When a loved one passes on, the probate process can be quite emotional. It’s crucial to ensure all beneficiaries are treated fairly. We can help by providing quick estate appraisals and date of death appraisals.
Inaccurate or outdated appraisals that no longer reflect the home's current value can result in extremely high and unfair property taxes. Contact us for a property tax protest appraisal.
Private Mortgage Insurance is required for homebuyers who make a downpayment of less than 20%. Once your home equity reaches 20%, you no longer need to pay for PMI. Contact us to schedule an appraisal to remove PMI.
A pre-appraisal can be a good idea in a variety of cases, including recent renovations, few or no available comps, uncertainty about square footage, FSBO listings, and more. Contact us today if you need a pre-listing appraisal.
We use the latest appraisal technology to help us get the job done faster while delivering better accuracy than ever.View Our Technology
Each appraisal should include:
Typically, the mortgage lender orders the appraisal to ensure real estate involved in a mortgage transaction is adequate collateral for a loan.
Private Mortgage Insurance (PMI) protects the lender in case a borrower doesn’t pay on the loan and the value of the house is less than what is owed on the loan. Once you can prove the amount you owe on your home is less than 80% of the home’s market value, you can make a case to your lender to drop the PMI.
Did you have less than 20% to put down on your mortgage? Call Professional Appraisers of Texas today at 903-235-6776. You may be able to cancel your Private Mortgage Insurance premium.
During this process, we will come to your home and measure it, determine the layout of the rooms inside, confirm all aspects of the home’s general condition, and take several photos of your house for inclusion in the report.
Real estate agents often provide a Comparative Marketing Analysis (CMA) using local market trends to generate a “ballpark figure.” A licensed appraiser uses comparable sales to deliver a defensible and carefully documented opinion of value that can be validated by records.
A home inspection is done to determine the condition of a house, whereas a home appraisal is done to determine the value of the house.
A home inspection investigates the structure of the home from bottom to attic, evaluating the condition of items such as the HVAC system, electricity, the plumbing, the overall structure, etc.
A home appraisal investigates both the house and other factors, such as location, comparable home prices, and the like to determine the home’s value.
The following items can help your appraiser provide an accurate appraisal, quickly:
For mortgage transactions, the lender orders the appraisal, either directly or through a third party. Even though it’s the buyer that eventually pays for the report, the lender is the intended user. The buyer is entitled to a copy of the report – it’s usually bundled with all the other closing documents – but is not entitled to use the report for any other purpose without permission from the lender.
It’s different when it’s the homeowner engaging the appraiser for things outside securing a mortgage. In these scenarios, the appraiser may state the purpose of the appraisal; for PMI removal, or estate planning or tax challenges, for example. If not noted otherwise, the homeowner can use the appraisal for any purpose.
"Professional Appraisers of Texas are knowledgeable, helpful, thorough and efficient. They are easy to schedule with, are timely and have supportive staff in the office. I know I can always call Kyle with questions and he will help set me straight. "
"Thank you so much for sharing your insight about the appraisal questions I had this morning! It will definitely help me serve my clients more effectively. Your knowledge and willingness to take time out of your busy schedule is greatly appreciated! "
"Kyle Norris was very professional. He was on time and called when he was on his way. I had to get my papers on a certain date and he rushed and got them done. When I had questions he answered my call or text at a reasonable time. "
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